Question 1

What is IRMAA?

Accepted Answer

IRMAA (Income-Related Monthly Adjustment Amount) is an extra charge added to your Medicare Part B and Part D premiums if your income exceeds certain thresholds, based on your tax return from 2 years ago.

Question 2

Who qualifies for an IRMAA appeal?

Accepted Answer

You may qualify if your income has decreased due to a qualifying life event such as retirement, job loss, divorce, death of a spouse, loss of pension, or loss of income-producing property.

Question 3

How much can I save by appealing my IRMAA?

Accepted Answer

Depending on your income tier, a successful IRMAA appeal can save you between $860 and $5,500 per year on Medicare Part B premiums alone, plus additional savings on Part D.

Question 4

What is the SSA-44 form?

Accepted Answer

The SSA-44 is the official Social Security Administration form used to request a reduction in your Medicare IRMAA surcharge based on a life-changing event that reduced your income.

Question 5

Is there a money-back guarantee?

Accepted Answer

Yes. If your appeal is denied by the SSA despite our preparation, we refund every penny. No questions asked.

Medicare Charging You Extra Based on Old Income?